No. 821Ages 11 to 14
Budgeting Basics
Income against expenses in a real monthly budget, working out the balance and whether it is a surplus or a deficit.
No. 822Ages 11 to 14
Needs vs Wants
Sorting the things you must have from the things that are nice to have, and why needs get paid for first.
No. 823Ages 11 to 14
Saving and Interest
How the simple interest formula works, plus a look at why compound interest grows savings faster over time.
No. 824Ages 11 to 14
Bank Accounts
Current, savings, ISA and junior accounts compared, with a labelled debit card and what each part is for.
No. 825Ages 11 to 14
Understanding a Payslip
Reading gross pay, deductions and net pay off a real payslip, and working out take-home pay.
No. 826Ages 11 to 14
Tax and National Insurance
The personal allowance and income tax bands shown on a chart, with a worked example on a £20,000 salary.
No. 827Ages 11 to 14
Credit and Debt
What it really costs to borrow, why APR matters, and the danger of paying only the minimum each month.
No. 828Ages 11 to 14
Comparing Prices and Value
Working out the price per unit so you can spot the best value, even when the bigger pack is not the cheapest per gram.
Type or write inNo. 829Ages 11 to 14
Make a Budget
A write-in monthly planner for money in and money out, with space to total each side and find the balance.
Type or write inNo. 830Ages 11 to 14
Money Quiz
Twelve write-in questions across the whole pack, with a full answer key to mark yourself against.